Before you Sell your House...
Here are a few tips and ideas you might want to consider before you list your house:
- Create a record of all improvements made to the house for tax purposes.
- Have a yard sale. Sell, donate, or get rid of everything you don't want to take with you. This will make moving a lot easier!
- Make sure you make arrangements for a moving company or do-it-yourself mover way in advance. This is especially important during the busy summer months.
- Don't get so anxious about buying a new home that you neglect the improvements you need to make to your current house to prepare it to show.
- To improve curb appeal, try adding many bright flowers in the most visible places -- walkways, entryways, and porches. A great way to do this is to buy a few large flower planters. It is inexpensive, you don't have to rearrange your current landscape, and you can take it with you once the house sells.
I hope these will be helpful for you as you prepare to sell your house. We are here to serve you, let us know if we can help in any way.
Until Next Time...
Before you Buy a Home...
Here are a few short tips you should consider before buying a home:
Don't change jobs -- Lenders like to see a steady income flow over a certain period of time, usually 1 year or more. If you are thinking about becoming self employed, don't do it until after you buy your home! For self employed individuals, lenders like to see a two year minimum of steady income. This is the same for commission based jobs.
No Major Purchases -- Any major purchases you make (such as a car), will significantly lower the amount you can qualify for in the eyes of any lender.
Don't move Money Around -- You may have a need to transfer money to and from different accounts as you prepare to make a down payment, or pay for closing costs. Be careful! The Lenders look at all of this activity and will want a complete paper trail for all of it. They will want to make sure that the source for all of your funds is legitimate. Save yourself the hassle and try to make any transfers or large changes to your accounts at least 3-4 months before buying.
Until Next Time...
